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how do you prevent electrical shock die to a power surge or lightning strike without using breakers?
You are connecting to Earth Ground, so the likelihood of getting a shock due to power surge or lightning strike are slim to none.
If you are in a field and lightning strikes nearby, you will not be injured unless the lightning hits you directly.
During a lightning storm, if you do not feel safe wearing the Wrist Band, simply remove it.
We live in an area that has the most lightning strikes in the world (Windsor, Ontario, Canada) and have not heard of any problems whatsoever.